> Soziale Verantwortung / Mikrokredite

Seit Q1/2011 vergeben wir an Einzelpersonen und Gruppen in Dritte-Welt Ländern Mikrokredite, um deren Lebensqualität und wirtschaftliche Situation zu verbessern und das (Klein-) Unternehmertum in diesen Regionen zu fördern.

Die Mikrokredite werden über das Portal www.kiva.org abgewickelt. Es können Summen ab 25 USD unbürokratisch (zinsenfrei) verliehen werden.

Verliehene Beträge werden nach einem vereinbarten Schema zurückgezahlt und können anschließend einem anderen Projekt zugute kommen oder wieder an das eigene Konto ausgezahlt werden.

Wir laden alle Kunden und Interessenten ein, sich an diesem sinnvollen Alternativ-Investment zu beteiligen!

zur Einladung » kiva.org/invitedby/jpeto


Eine Übersicht unserer laufenden und bereits abgeschlossenen Projekte:

borrower / country	sector	status	loan used for
Nancy Nicole Congo	Home Products Sales	repaying, 0.0% repaid	requested $ 1.025 to pay bedsheets, curtains and clothes.
	Nancy is a 35-year-old single mother with two teenagers, both in school. She buys bedsheets, curtains and clothes from a wholesaler and sells them in a local market in Brazzaville. She has had this business for the past five years. She uses the loans to buy many different varieties of cloth in bulk. Sometimes she sells what she find... more »
Banga Nzambe Plus Group The Democratic Republic of the Congo	Fish Selling	repaying, 0.0% repaid	requested $ 5.000 to buy wheat flour and fresh fish
	Marie, age 50 and married, is the chairwoman of the Community Bank named ?Banga Nzambe Plus,? which is composed of 29 members united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses. Marie started her business in 1980. Today, she makes loaves of bread and sells fresh fish at h... more »
Senga K A Group Burundi	Fish Selling	repaying, 0.0% repaid	requested $ 3.300 to increase his capital by buying a large quantity of fish for resale, so that he can earn more
	Radjabu belongs to the Senga KA group. He lives in Bujumbura, is 40 years old and married to Adidja. They have eight children together, ranging from one to 15 years old; four of the children are at school. He sells fish and is on his twelfth loan from Turame. With the Kiva loan he is going to increase his capital by buying a large qua... more »
Martin Manuel Ecuador	Agriculture	repaying, 0.0% repaid	requested $ 600 to buy seeds, supplies, and fertilizers to plant corn.
	Martín Manuel is 39 years old, married, and lives with his spouse and three children who are seven, nine and fourteen years old. He lives in the Caimito precinct in the canton of Ventanas. The communal bank La Verdad Nos Hará Libres is located in the San Vicente las Lomas precinct in the canton of Ventanas. This communal bank fo... more »
Anonymous Ghana	Fruits & Vegetables	repaying, 0.0% repaid	requested $ 625 to buy a variety of fruits to sell
	more »
Sekwat South Sudan	Clothing Sales	repaying, 16.9% repaid	requested $ 750 to purchase more items like women's dresses and many other items
	Sekwat is a 30-year-old businessman who lives in Juba. He is married and has two children between the ages of 7 and 3 years old. All of them go to school. Sekwat runs a clothing sales business. He has been in the business for seven years. He has one employee. Sekwat heard about Finance Sudan from the loan officer's promotion in the... more »
Marion Uganda	Butcher Shop	repaying, 10.0% repaid	requested $ 650 to to buy cows for his butchery.
	Marion wants a loan to buy cows to sell in his butcher shop. He is a hardworking man living in Masindi, Uganda. He started by working for other people and now has his own business. His desire is to educate his children and save for a wedding. He is 41 years old and married with eight children. He intends to move business to another market. more »
Isuka Group Rwanda	Agriculture	repaying, 0.0% repaid	requested $ 1.700 to buy chemical fertilizers for his rice farming business
	Josué is a member of Isuka Grouo. He's 28 years old, married, and has two children, age 3 and 5. One of them attends school. His own level of education amounts to five years of elementary school. Josué is a rice cultivator. He's seeking his second loan from Kiva's partner, ACB. He will use it to buy chemical fertilizers for his rice... more »
Nouwagnon Group Benin	Food Production/Sales	repaying, 27.1% repaid	requested $ 2.650 To purchase palm nuts and bunches of bananas.
	The Nouwagnon Group is made up of 23 people who live in the same hamlet. The representative of this group is a woman named Antoinette, who has her hand raised in the photo. Antoinette is 55 years old and is a widow. She is the mother of four children, all in her care. Antoinette attended very little school. For some thirty years, in ... more »
Msasani Group Tanzania	Clothing Sales	repaying, 50.0% repaid	requested $ 3.175 to buy materials for the Tinga Tinga paints.
	Sharifa, who is in her late twenties, is married with two children both of whom go to school. She has been running a Tinga Tinga business for two years now. She works from 8am to 8pm daily and is able to make a good monthly profit. This will be her second motisha loan. She used the previous loan to increase her Tinga Tinga requi... more »
Kasika Business Group Uganda	Food	repaying, 65.4% repaid	requested $ 1.725 to buy sugar and rice to sell.
	Pauliano is a 35-year-old married man with three children. He owns a house in Kasese, Uganda. He has been in a retail shop business for six years. He started the business after saving money from distilling local brew. His hardship is inadequate capital, and his vision is to have a stock of six million plus educating his children. Paulia... more »
Lavinah Uganda	Retail	repaying, 30.0% repaid	requested $ 1.050 to buy toothbrushes, bread, and clothes to sell.
	Lavinah is a 25-year-old married woman with three children and she rents a house in Kasese, Uganda. She has a number of businesses, including retail, hardware, and drug shops. She has run these businesses for three years. Her hardship is bad debtors. Her vision is to have a well-established businesses and a well-educated,... more »
Ruth Belina Nicaragua	Personal Housing Expenses	repaying, 18.9% repaid	requested $ 1.200 to finish constructing the bathrooms, install toilets and pipes for wastewater, and finish the roof and a concrete wall for the whole project
	Doña Ruth continues to be in charge of her business, in which she offers delicious meals every day, as well as renting two rooms, which helps her income. With this income she supports her two younger children. She and her husband are offering them an education. Her husband continues to work, as always, as a driver, since he has been do... more »
Kubatana Group Zimbabwe	Food	paid	requested $ 3.450 to buy cake ingredients and interior decoration accessories
	This is 29-year-old Roselyn (raising her hand) from Masvingo, a town in southeastern Zimbabwe. She is single with two children who are both attending school. She also cares for one dependent. Roselyn runs a business doing interior decoration and cake making. The business has been in operation for five years. She says the main challenge ... more »
Christine Uganda	Clothing Sales	repaying, 41.7% repaid	requested $ 900 to purchase clothes for resale.
	Christine is 27 years old and lives in the town of Luweero in the Gulu region of Uganda. She is married and has 3 children. Two of her children are currently in school. Christine has a business selling clothes, which she has had for less than one year. To help expand her business, Christine has requested a loan of 2,500,000... more »
Juliet Uganda	Paper Sales	repaying, 50.0% repaid	requested $ 725 to buy paper products
	Juliet is 45 years old and lives in the town of Kibuli in the Kampala south region of Uganda. She is married and has 4 children. All of her children are currently in school. Juliet has a business selling paper products, which she has had for 10 years. To help expand her business, Juliet has requested a loan of 2000,000... more »
Regina Uganda	Fruits & Vegetables	paid	requested $ 725 To buy mangoes, passion fruits and oranges
	Regina lives in Uganda. She is married and has three children, two of whom are in school. Regina has operated a business selling fruits and vegetables for 7 years. She works 6 days each week selling her products door-to-door, at the wholesale level. She also generates additional income through rental rooms. Regina has requested a... more »
Anonymous Uganda	Food Stall	repaying, 38.2% repaid	requested $ 750 To buy dry cassava
	more »
Paul Uganda	Used Shoes	repaying, 74.7% repaid	requested $ 375 To buy second hand shoes to sell
	Paul is a 36-year-old married man with four children living in his own house in Fort Portal, Uganda. His dream is to own rental houses in Fort Portal town. He sells used shoes and has been in this business for two years. His major setback is the ever-rising prices of products. His dream is to import shoes himself. Paul needs the loa... more »
Rehema Uganda	Retail	repaying, 60.0% repaid	requested $ 575 To buy baby items.
	Rehema is a 28-year-old woman and she owns a house in Kasese, Uganda. She has been selling baby items for five years and she generated her initial capital to start her current business from her previous job as a teacher. Her challenge is bad debtors and her vision is owning a baby center. Rehema needs the loan to buy baby items to sell. more »